Get Ready for November Social Security Payments Before November 29

Get Ready for November Social Security Payments Before November 29

It is already November 10th, so we step into a period that means shorter days, reflections of Thanksgiving and Christmas, and for many people, the hope of the next wave of Social Security payments.

The SSA pays monthly checks, but the date varies. In most cases, your birth date determines when this schedule will apply. If you file claims for Social Security retirement, disability, or survivor benefits after May 1, 1997, your payment day is Friday of the second, third, or fourth week in the month.

Social Security paydays in November

People who receive Supplemental Security Income (SSI), a program for people with disabilities and older adults with modest income and resources, are most often paid on the 1st of each month. Changes are possible on federal holidays and weekends.

As we move into this festive season, knowing the timing of these benefits helps us plan better. For recipients or people who know someone who receives, it’s important to be informed on the Social Security payment schedule in order to manage your money or your recipient’s effectively.

Payments are issued on the date of the 1st of the month, unless the 1st of the month falls on a weekend, which would require payments taking place on the preceding business day, as it did in September. In addition, people who started to receive benefits before May 1997 have a designated payment date.

Social Security Benefits: A Look Ahead to 2025

In 2025, Social Security recipients may expect to see a 2.5% increase in their monthly checks. An adjusted 2.5% came by SSA, which is smaller than in the last two years of inflation, indicating a pattern of slowing inflation. In comparison, recipients saw a 3.2% increase in 2024 after a rare 8.7% increase a year earlier, boosted by record-high inflation over four decades.

November 2024 Payment Schedule

Below are the dates when beneficiaries can expect their monthly payments in November:

  • SSA beneficiaries who started receiving benefits before May 1997: November 1 (paid)
  • Birthday between the 1st and 10th of the month: November 13 (Second Wednesday of the month)
  • Birthday between the 11th and 20th of the month: November 20 (Third Wednesday of the month)
  • Birthday between the 21st and 31st of the month: November 27 (Fourth Wednesday of the month)

Double Payments in November for Some

Interestingly, those who get Supplemental Security Income (SSI) will get another check come November since the payment schedule is a bit off this year.

SSI payments are usually issued by the Social Security Administration on the first of each month. Yet not all recipients receive their payments on this date, and when it falls on a weekend or a holiday such as Sunday, Dec. 1, the administration moves up the schedule to give recipients their payment sooner.

For example, in its most recent case, those getting SSI will get their December payment on Friday, November 29.

How update payment information with the Social Security Administration?

If you already get Social Security benefits and have a bank account, you can update your direct deposit information online by setting up or signing in to your My Social Security account.

If you have Supplemental Security Income (SSI) and need to change your ways of receiving it, call the SSA at 1-800-772-1213. You can change your information by phone when you provide your current direct deposit routing number and account number.

You can also sign up for the Direct Express debit card. With this, you could have your federal benefit payment deposited directly onto the card without a bank account. The SSA can help, or you can sign up by calling 1-800-333-1795.

How to Report a Missing Social Security Payment

The Social Security Administration says if your electronic payment hasn’t arrived on the expected date, check with your bank or financial institution first. They claim there may be a delay in posting your payment.

Steps to Take for Missing Payments

  • If the issue persists, and you need to report a late, missing, or stolen Social Security payment, you should contact the Social Security Administration directly.
  • Call them at 1-800-772-1213 (TTY 1-800-325-0778).
  • You can also reach out to your local Social Security office for assistance.

FAQs

Q. When will I receive my Social Security payment in November 2024?

A. The payment schedule for November 2024 is as follows: – If you started receiving benefits before May 1997, your payment is on November 1 (paid).- If your birthday is between the 1st and 10th of the month, your payment is on November 13 (Second Wednesday). If your birthday is between the 11th and 20th of the month, your payment is on November 20 (Third Wednesday). If your birthday is between the 21st and 31st of the month, your payment is on November 27 (Fourth Wednesday).

Q. Will I receive double payments in November for my SSI?

A. Yes, if you receive Supplemental Security Income (SSI), you will receive a double payment in November. The usual payment on December 1 will be issued earlier on November 29 due to the weekend and holiday schedule.

Q. How can I update my payment information with the Social Security Administration?

A. If you already receive Social Security benefits, you can update your direct deposit information online by logging into your My Social Security account. If you have SSI and need to change your payment method, you can call the SSA at 1-800-772-1213 to provide your current direct deposit routing and account number. Alternatively, you can sign up for the Direct Express debit card for direct deposits without a bank account.

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